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ONE. LESS. FEE.

Take advantage of a no origination fee home loan! Save up to $900 depending on the loan type.

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60-Month Certificate Account

3.45%

Money Market Account

1.75%

ClubGo

1.00%

Grow With Us

This offer is So Six!

An offer you don't want to miss!

With our Rewards Checking offer, you choose between earning higher interest or getting more cash back on your debit card purchases. Plus, you'll get unlimited nationwide ATM fee refunds when you meet monthly qualifications.

Send the text!

Send the text!

Did you know you have an opportunity to earn extra money simply by referring friends or family with us? $50 for you, $50 for them for becoming a member and opening a new C1st checking account and meeting qualifications.

$2.2M in Rewards Checking incentives paid in 2024

years of dedicated service to our members

Proud to be the #1 Ag Lender in Iowa

Stay Informed

AI Fraud Awareness: The Rise of Artificial Deception

Monday, June 30, 2025

AI is changing the world for better and worse. This blog explains how AI is being used in scams, the types of fraud to watch out for, how to protect yourself, and what the future may hold.

Reg CC: Update To Funds Availability Policy

Thursday, June 5, 2025

Effective July 1, our Funds Availability Policy will change to allow $275 (increased from $225) available next business day on non-next day checks and $6,725 (increased from $5,525) available on new account and exception holds.

Splash Into Savings for Youth Month!

Thursday, May 29, 2025

Celebrate youth this June with C1st and Dollar Dog! Earn double Doggie Dollars for deposits, enjoy fun savings activities, and enter to win a family 4-pack to Adventureland. Join the summer savings fun today!

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